Elavon logo

Elavon

Global acquirer with published rates from 0.99% for mid-volume UK merchants and PCI included.

In-person rate
0.99%
Online rate
1.5%-1.99% (Opayo, est.)
Monthly fee
From £15/mo (incl terminal)
Contract
12 months

Best for

Mid-volume merchants processing £40,000 to £200,000 per year who want PCI included and competitive published rates.

Pricing breakdown

All prices in GBPSourced from provider's published pricing

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate
0.99%

Applies to Visa and Mastercard on the Business Booster and Core plans (£40k to £200k/yr annual volume). The Start Simple plan's rate is reported at 1.75% by third-party sources, but Elavon does not publish it, so treat that figure as indicative.

Monthly fee
From £15/mo (incl terminal)

Start Simple £0 (£5 one-off reader); Booster Desk £15/mo; Booster Move £18/mo; Core £15/mo. Terminal rental included.

Hardware cost
£5 one-off (Start Simple) / included in plan (Booster/Core)
Setup fee
£5 one-off (Start Simple)

Start Simple requires £5 one-off for mobile reader. Other plans: hardware included in monthly plan.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate
1.5%-1.99% (Opayo, est.)

Elavon publishes only an in-person rate (from 0.99%); no distinct online rate appears on elavon.co.uk pricing. The 1.5%-1.99% online figure (via the Opayo gateway) is a third-party estimate, kept numeric only so the in-person-led dual-channel estimate still computes. Treat the online portion as indicative.

Monthly fee
From £15/mo (incl terminal)

Start Simple £0 (£5 one-off reader); Booster Desk £15/mo; Booster Move £18/mo; Core £15/mo. Terminal rental included.

Setup fee
£5 one-off (Start Simple)

Start Simple requires £5 one-off for mobile reader. Other plans: hardware included in monthly plan.

Other fees

Chargeback fee
Contact provider

Elavon does not publish a chargeback fee on its UK pricing page. Ask before you sign.

AMEX rate
Contact provider

Amex is accepted on Elavon's plans, but the rate is not published on its UK pricing page. Ask for a quote.

International card surcharge
Contact provider

Elavon does not publish an international card surcharge on its UK pricing page. Ask before you sign.

Early termination fee
Contact provider

Elavon does not publish an early termination fee for its 12-month contracts on its UK pricing page. Ask before you sign.

Instant payout fee
Contact provider

Elavon's published plans offer next-day funding as standard; an instant payout option is not confirmed. Ask before you sign.

Refund fee
Contact provider

Elavon does not publish a refund fee. Ask before you sign.

PCI compliance fee
Included (£60k breach protection)

Secured by Elavon included; £60k breach protection cover.

Contract terms

Contract length
12 months
Settlement time
48h standard (Elavon plan pages also cite next-day; confirm for your plan)
Recurring billing
Yes

Recurring payments for subscriptions mentioned on elavon.co.uk.

Accepted payment methods

Cards, wallets, and other methods supported by Elavon for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX
  • Diners Club
  • Discover
  • JCB
  • UnionPay

Digital wallets

  • Apple Pay
  • Google Pay

Other

  • international-cards

Strengths and trade-offs

Pros

  • Published rate from 0.99% for mid-volume merchants
  • PCI compliance included with £60k breach protection
  • Terminal rental included in plan cost
  • Broad card acceptance including Amex and UnionPay

Cons

  • Lower rate only available at £40k+ annual volume
  • 12-month contract
  • Start Simple plan rate of 1.75% is UNVERIFIED

About Elavon

Elavon is a global payments acquirer offering card machines to UK merchants. Its Business Booster and Core plans publish a 0.99% rate for Visa and Mastercard for merchants processing between £40,000 and £200,000 per year, with monthly fees from £15 including terminal rental. PCI compliance (Secured by Elavon) is included. 12-month contracts apply.

Elavon was founded in 1991 and is headquartered in Atlanta, USA.

How Elavon compares

Side-by-side with the closest alternatives by estimated cost.

Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.

Elavon logo

Elavon

£186.45/mo est.

In-person rate
0.99%
Online rate
1.5%-1.99% (Opayo, est.)
Monthly fee
From £15/mo (incl terminal)
Hardware cost
£5 one-off (Start Simple) / included in plan (Booster/Core)
Contract length
12 months
Settlement time
48h standard (Elavon plan pages also cite next-day; confirm for your plan)
Est. monthly cost
£186.45/mo
myPOS logo

myPOS

£202.20/mo est.

In-person rate
1.10% + 7p
Online rate
1.30% + 15p
Monthly fee
£0/mo
Hardware cost
Go 2 £29 / Flex £59 / Go Combo £169 / Ultra £229 / Tap-to-Pay £0 (excl VAT)
Contract length
No contract
Settlement time
Instant (~3 seconds to myPOS business account); £1.50 per bank transfer out (GBP; SEPA £4.00)
Est. monthly cost
£202.20/mo
Zeller logo

Zeller

£204/mo est.

In-person rate
1.3%
Online rate
1.5%
Monthly fee
£0/mo
Hardware cost
Terminal 1x £99 / Terminal 2 £149 (excl VAT)
Contract length
No contract
Settlement time
Same-day to Zeller Business Account; next business day to any bank
Est. monthly cost
£204/mo
TYL by NatWest logo

TYL by NatWest

£223.50/mo est.

In-person rate
1.39% + 5p
Online rate
1.39% + 5p (no CNP extra)
Monthly fee
No service fee
Hardware cost
Device hire from £13.99+VAT/mo (A920 Pro £19.99, A80 £13.99, A50 £14.99, Tap-to-Pay £0)
Contract length
12 months
Settlement time
Next business day
Est. monthly cost
£223.50/mo

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