Elavon
£186/mo est.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £186/mo
Elavon
Global acquirer with published rates from 0.99% for mid-volume UK merchants and PCI included.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Contract
- 12 months
Best for
Mid-volume merchants processing £40,000 to £200,000 per year who want PCI included and competitive published rates.
Pricing breakdown
All prices in GBPLast verified 19 June 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- 0.99%
Visa/MC on Business Booster and Core plans (£40k-£200k/yr annual volume). Start Simple plan rate 1.75% UNVERIFIED.
- Monthly fee
- From £15/mo (incl terminal)
Start Simple £0 (£5 one-off reader); Booster Desk £15/mo; Booster Move £18/mo; Core £15/mo. Terminal rental included.
- Setup fee
- £5 one-off (Start Simple)
Start Simple requires £5 one-off for mobile reader. Other plans: hardware included in monthly plan.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- 1.5%-1.99% (Opayo, est.)
Elavon publishes only an in-person rate (from 0.99%); no distinct online rate appears on elavon.co.uk pricing. The 1.5%-1.99% online figure (via the Opayo gateway) is a third-party estimate, kept numeric only so the in-person-led dual-channel estimate still computes. Treat the online portion as indicative.
- Monthly fee
- From £15/mo (incl terminal)
Start Simple £0 (£5 one-off reader); Booster Desk £15/mo; Booster Move £18/mo; Core £15/mo. Terminal rental included.
- Setup fee
- £5 one-off (Start Simple)
Start Simple requires £5 one-off for mobile reader. Other plans: hardware included in monthly plan.
Other fees
- Chargeback fee
- Contact provider
Chargeback fee not published on elavon.co.uk. UNVERIFIED.
- AMEX rate
- Contact provider
Amex accepted on plans but rate not published on elavon.co.uk. UNVERIFIED.
- International card surcharge
- Contact provider
International surcharge not published on elavon.co.uk. UNVERIFIED.
- Early termination fee
- Contact provider
ETF for 12-month contracts not published on elavon.co.uk. UNVERIFIED.
- Instant payout fee
- Contact provider
Next-day funding standard on plan pages; no instant payout product confirmed. UNVERIFIED.
- Refund fee
- Contact provider
Refund fee not published. UNVERIFIED.
- PCI compliance fee
- Included (£60k breach protection)
Secured by Elavon included; £60k breach protection cover.
Contract terms
- Contract length
- 12 months
- Recurring billing
- Yes
Recurring payments for subscriptions mentioned on elavon.co.uk.
Accepted payment methods
Cards, wallets, and other methods supported by Elavon for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
- Diners Club
- discover
- JCB
- UnionPay
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
Strengths and trade-offs
Pros
- Published rate from 0.99% for mid-volume merchants
- PCI compliance included with £60k breach protection
- Terminal rental included in plan cost
- Broad card acceptance including Amex and UnionPay
Cons
- Lower rate only available at £40k+ annual volume
- 12-month contract
- Start Simple plan rate of 1.75% is UNVERIFIED
About Elavon
Elavon is a global payments acquirer offering card machines to UK merchants. Its Business Booster and Core plans publish a 0.99% rate for Visa and Mastercard for merchants processing between £40,000 and £200,000 per year, with monthly fees from £15 including terminal rental. PCI compliance (Secured by Elavon) is included. 12-month contracts apply.
Elavon was founded in 1991 and is headquartered in Atlanta, USA.
How Elavon compares
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
myPOS
£202/mo est.
- In-person rate
- 1.10% + 7p
- Online rate
- 1.30% + 15p
- Monthly fee
- £0/mo
- Terminal cost
- —
- Contract length
- No contract
- Settlement time
- —
- Est. monthly cost
- £202/mo
TYL by NatWest
£224/mo est.
- In-person rate
- 1.39% + 5p
- Online rate
- 1.39% + 5p (no CNP extra)
- Monthly fee
- No service fee
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £224/mo
Stripe
£254/mo est.
- In-person rate
- 1.4% + 10p
- Online rate
- 1.5% + 20p
- Monthly fee
- £0/mo
- Terminal cost
- —
- Contract length
- No contract
- Settlement time
- —
- Est. monthly cost
- £254/mo
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