Square
- In-person rate1.75%
- Online rate1.4% + 25p
- Monthly fee£0/mo (Free plan)
- Contract lengthNo contract
Est. monthly cost£247/mo
Independent · No paid rankings · GBP PricingCompare business services
Compare business services
across the United Kingdom
Independent, side-by-side comparisons across payments, POS, e-commerce, accounting, payroll, and more, using your real numbers. No sales calls, no sign-up.
- Providers indexed
- 135
- Comparison tools
- 13
- Business categories
- 6
Tracked provider rates are re-checked monthly. Last checked .
Providers we compare
- Shopify
- Xero
- Mailchimp
- QuickBooks
- Squarespace
- Sage
- HubSpot
- Klaviyo
- SumUp
- Pipedrive
- Zettle
- Katana
- Printify
- Breathe HR
- Cin7
- Square
The cheapest provider isn’t the same for everyone
These card machines are compared at a sample £15,000/mo, with best-in-row cells highlighted so you can see at a glance who wins on which fee.
| Provider | Square | SumUp | Dojo | Barclaycard |
|---|---|---|---|---|
| In-person rate | 1.75% | 1.69% | Best1.2% blended | Get quote |
| Online rate | 1.4% + 25p | 2.5% | Get quote | Get quote |
| Monthly fee | £0/mo (Free plan) | £0/mo | Get quote | Get quote |
| Contract length | No contract | No contract | Fix: 12 months; Flex: 30-day rolling | Anywhere: none; Touch: 12 months; Flex Mobile: 18 months |
| Est. monthly cost | Best£247/mo | £290/mo | Get quote | Get quote |
Estimates based on £15,000/mo volume. Best-in-row cells are highlighted in emerald.
Compare 4 providers
SumUp
- In-person rate1.69%
- Online rate2.5%
- Monthly fee£0/mo
- Contract lengthNo contract
Est. monthly cost£290/mo
Dojo
- In-person rate1.2% blendedBest
- Online rateGet quote
- Monthly feeGet quote
- Contract lengthFix: 12 months; Flex: 30-day rolling
Est. monthly costGet quote
Barclaycard
- In-person rateGet quote
- Online rateGet quote
- Monthly feeGet quote
- Contract lengthAnywhere: none; Touch: 12 months; Flex Mobile: 18 months
Est. monthly costGet quote
What you can compare
Independent comparisons, built for UK business
Side-by-side comparisons across payments, platforms, and software for UK businesses.
Payments
Accounting
People & Payroll
Sales & Marketing
E-Commerce
AI
How it works
Three steps, no sign-up required
No call-backs. No “talk to a specialist”. Just numbers, side by side, so you can make the right decision for your business.
- Step 01
Tell us about your business
Share a few details, like your volume and current costs. That’s it. No email needed.
PrivateNo account, no sales call - Step 02
See every provider, ranked for you
We calculate what you’d actually pay each provider, using their published rates today. Sort by anything that matters.
Today135 providers · 13 comparison tools - Step 03
Switch and save, on your terms
Go straight to the provider with one click, or request quotes. We may earn a commission if you switch.
See what you could save
Independent, unbiased, and transparent
SMECompare ranks providers by actual cost to your business, not by who pays us. We compare 135 providers across 13 business services, from the big banks to independents and global platforms. No provider can pay for a higher ranking. If a cheaper option exists, our calculator shows it. Every price is shown in pounds sterling, including providers that bill in US dollars, so you compare like for like.
How we compare providersLatest guides
Read before you switch
Payroll software
What Payroll Software Costs in the UK: Every Published Price, Ranked by Headcount
We collect the published pricing of every UK payroll platform we track and run each one through the same cost engine at 1, 4, 20, 100 and 500 employees. The cheapest provider changes as you grow, and two of them stop publishing a price before you get there.
8 min read · 11 Sept 2026
Accounting software
Best Accounting Software for UK Small Businesses (2026)
The leading accounting software for UK small businesses compared on price, features and fit, with live pricing and what Making Tax Digital means for you.
11 min read · 18 Jun 2026
Not sure which option is right for your business?
Every comparison here is built on published pricing and a cost calculator you can run yourself. If you would rather talk it through, get in touch and we will help you weigh the options.