Square

Pay-as-you-go EFTPOS and online payments with no monthly fees or contracts.

Entry plan
£0 (Free)
Tx fee
0%
Free themes
~3
Apps
Square Marketplace

Best for

Small retail, hospitality, and pop-up businesses.

Pricing breakdown

All prices in GBPLast verified 19 June 2026

Every fee we track, grouped by where it applies.

Accepted payment methods

Cards, wallets, and other methods supported by Square for UK merchants.

Cards

  • Visa
  • Mastercard
  • EFTPOS
  • AMEX
  • UnionPay
  • JCB
  • Diners Club

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Buy now, pay later

  • Clearpay

Strengths and trade-offs

Pros

  • No monthly fees
  • No lock-in contract
  • Next-day settlement
  • Free POS app

Cons

  • Higher per-transaction rate than bank-quoted plans
  • No public bespoke pricing

About Square

Square offers integrated card readers, terminals and online payment processing for Australian businesses. Pricing is per-transaction with no monthly fees on the free tier.

Square was founded in 2009 and is headquartered in San Francisco, USA.

How Square compares

Side-by-side with the closest alternatives by estimated cost.

Subscription plus hosting estimate for self-hosted platforms. Payment processing not included.

Square

£0/mo est.

Entry plan
£0 (Free)
Tx fee
0%
Free themes
~3
Apps
Square Marketplace
Support
Business hours UK
Est. monthly cost
£0/mo

PrestaShop

£8/mo est.

Entry plan
£0 (open source)
Tx fee
0%
Free themes
Hundreds
Apps
5,000+
Support
Community + paid
Est. monthly cost
£8/mo

WooCommerce

£10/mo est.

Entry plan
£0 (open source)
Tx fee
0%
Free themes
Thousands
Apps
Thousands
Support
Community + paid
Est. monthly cost
£10/mo

GoDaddy Online Store

£15/mo est.

Entry plan
£14.99/mo
Tx fee
0%
Free themes
~50
Apps
Limited
Support
24/7 phone, chat
Est. monthly cost
£15/mo

Common questions about Square

The same questions UK merchants ask before signing up.

  • Yes. Square Online has a permanently free plan (£0 (Free)) with no monthly fee. You can list unlimited products and accept online card payments, paying only the per-transaction processing rate. The paid Plus (~£20/mo (Plus)) and Premium (~£64/mo (Premium)) plans add features such as removing Square branding and abandoned-cart recovery.

  • Yes. Square publishes and bills in pounds (GBP) for UK businesses, including its card processing, so there is no exchange-rate movement on either your plan or your transaction fees.

  • Square charges 0% platform transaction fee. You pay only the standard Square processing rate per sale at 1.4% + 25p (online), with no separate platform surcharge added on top.

  • Yes. Square Online shares a single inventory and order system with Square's in-person tools, so online and in-store orders, stock levels, and product listings sync automatically. That makes it convenient for UK businesses that sell both online and face to face.

  • Yes. Square offers native AI tools, including an AI site builder, AI-written copy, and Photo Studio for product imagery. It also has a Native MCP connection in beta on the developer and operations side, which is the standard that lets AI assistants and agents work with your account; a storefront shopping-agent connection is less mature than Shopify's.

  • Square Online gives a genuinely free entry point and tight integration with Square's payment hardware, which suits small retail and hospitality. Shopify has a much larger app ecosystem, deeper multi-channel selling, and stronger scalability, but needs a paid monthly plan from day one.

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Compare Square

Compare Square against every other UK provider on price, contract terms, and features.

Square Fees and Review (E-commerce Platforms, United Kingdom 2026) · SMECompare