Loyverse
£0/mo est.
- Software/mo
- £0 (add-ons extra)
- Processing rate
- Third-party
- Hardware
- Your own phone/tablet (£0); SumUp reader £25-79
- Contract
- No lock-in
- Industry
- Both (micro business)
- Est. monthly cost
- £0/mo
Loyverse
Genuinely free POS software with built-in loyalty, for UK cafes, food trucks and small shops, running on your own phone or tablet.
- Software/mo
- £0 (add-ons extra)
- Processing
- Third-party
- Hardware
- Your own phone/tablet (£0); SumUp reader £25-79
- Contract
- No lock-in
Best for
UK cafes, food trucks and small shops wanting a free, no-contract till with loyalty.
Pricing breakdown
All prices in GBPLast verified 17 June 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free
Contract terms
- Contract length
- No lock-in
Strengths and trade-offs
Pros
- Genuinely free software, no contract
- Built-in loyalty program
- Runs on your own phone or tablet
- Free sales analytics and dashboard
Cons
- No built-in card processing (bring a reader)
- Advanced inventory and staff are paid add-ons
- No phone support (chat/email only)
- Lighter hospitality features than dedicated systems
About Loyverse
Loyverse is a free POS app for UK micro-businesses, running on your own phone or tablet with no monthly software fee and no contract. It includes free sales analytics and a built-in loyalty program, with paid add-ons for advanced inventory and employee management. There is no built-in card processing, so you pair it with a SumUp (or other) reader. It is a strong, genuinely free, no-lock-in option for cafes, food trucks and small shops.
Loyverse was founded in 2014 and is headquartered in Limassol, Cyprus.
How Loyverse compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Takepayments
£45/mo est.
- Software/mo
- £45/mo (tPOS retail)
- Processing rate
- Quote
- Hardware
- tPOS Counter / Complete (included in monthly); eposmove handheld
- Contract
- 12 months
- Industry
- Both
- Est. monthly cost
- £45/mo
Epos Now
£54/mo est.
- Software/mo
- £54/mo (Complete Solution)
- Processing rate
- Third-party
- Hardware
- From £249 (Complete Solution bundle)
- Contract
- 12-month minimum (care plans longer)
- Industry
- Both
- Est. monthly cost
- £54/mo
TISSL
£60/mo est.
- Software/mo
- From £60/mo (5 users)
- Processing rate
- Third-party
- Hardware
- Hospitality terminals + KDS (quote)
- Contract
- Contract terms (quote)
- Industry
- Hospitality
- Est. monthly cost
- £60/mo
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