Loyverse
£0/mo est.
- Software/mo
- £0 (add-ons extra)
- Processing rate
- Third-party
- Hardware
- Your own phone/tablet (£0); SumUp reader £25-79
- Contract
- No lock-in
- Industry
- Both (micro business)
- Est. monthly cost
- £0/mo
Loyverse
Genuinely free POS software with built-in loyalty, for UK cafes, food trucks and small shops, running on your own phone or tablet.
- Software/mo
- £0 (add-ons extra)
- Processing
- Third-party
- Hardware
- Your own phone/tablet (£0); SumUp reader £25-79
- Contract
- No lock-in
Best for
UK cafes, food trucks and small shops wanting a free, no-contract till with loyalty.
Pricing breakdown
All prices in GBPLast verified 29 July 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Hardware cost
- Your own phone/tablet (£0); SumUp reader £25-79
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free
Contract terms
- Contract length
- No lock-in
Strengths and trade-offs
Pros
- Genuinely free software, no contract
- Built-in loyalty program
- Runs on your own phone or tablet
- Free sales analytics and dashboard
Cons
- No built-in card processing (bring a reader)
- Advanced inventory and staff are paid add-ons
- No phone support (chat/email only)
- Lighter hospitality features than dedicated systems
About Loyverse
Loyverse is a free POS app for UK micro-businesses, running on your own phone or tablet with no monthly software fee and no contract. It includes free sales analytics and a built-in loyalty program, with paid add-ons for advanced inventory and employee management. There is no built-in card processing, so you pair it with a SumUp (or other) reader. It is a strong, genuinely free, no-lock-in option for cafes, food trucks and small shops.
Loyverse was founded in 2014 and is headquartered in Limassol, Cyprus.
How Loyverse compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Epos Now
£54/mo est.
- Software/mo
- £54/mo (Complete Solution)
- Processing rate
- Third-party
- Hardware
- From £249 (Complete Solution bundle)
- Contract
- 12-month minimum (care plans longer)
- Industry
- Both
- Est. monthly cost
- £54/mo
TISSL
£60/mo est.
- Software/mo
- From £60/mo (5 users)
- Processing rate
- Third-party
- Hardware
- Hospitality terminals + KDS (quote)
- Contract
- Contract terms (quote)
- Industry
- Hospitality
- Est. monthly cost
- £60/mo
myPOS
£260/mo est.
- Software/mo
- £0/mo (£15 if dormant)
- Processing rate
- 1.10% + 7p
- Hardware
- Go 2 £29 / Flex £59 / Combo £169 / Ultra £229 / Tap-to-Pay £0
- Contract
- No lock-in
- Industry
- Retail/services (micro)
- Est. monthly cost
- £260/mo
Common questions about Loyverse
The same questions UK merchants ask before signing up.
Yes. The core Loyverse POS app is permanently free (£0 (add-ons extra) for the base app). Advanced inventory management, employee management, and integrations are paid add-ons billed monthly.
No. Loyverse does not process card payments itself. You connect a third-party EFTPOS terminal or payment reader; your card rate is set by that provider.
Loyverse runs on iOS or Android tablets and phones, so there is no mandatory hardware purchase. It works with most Bluetooth receipt printers, cash drawers, and barcode scanners.
Yes. Loyverse continues operating without internet: cash sales are recorded and synced once the connection returns. Card payment availability depends on your connected EFTPOS provider.
Yes. Loyverse includes a built-in customer loyalty points system at no extra charge. Customers earn points per purchase and redeem them as discounts.
Loyverse suits micro and small businesses (cafes, market stalls, small retail) that want a zero-cost POS and are comfortable sourcing their own payment terminal. It is less suited to businesses needing deep accounting integration or advanced inventory features without paying for add-ons.
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