Zettle (PayPal Point of Sale)
£350/mo est.
- Software/mo
- £0/mo
- Processing rate
- 1.75% flat
- Hardware
- First reader £29 / extra £69 / Terminal ~£149
- Contract
- No lock-in
- Industry
- Retail (light hospitality)
- Est. monthly cost
- £350/mo
Zettle (PayPal Point of Sale)
Flat-rate card reader with no monthly fee and same-rate Amex, rebranding from Zettle to PayPal Point of Sale.
- Software/mo
- £0/mo
- Processing
- 1.75% flat
- Hardware
- First reader £29 / extra £69 / Terminal ~£149
- Contract
- No lock-in
Best for
Sole traders and small businesses wanting a simple flat-rate reader with no monthly commitment.
Pricing breakdown
All prices in GBPLast verified 5 August 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Hardware cost
- First reader £29 / extra £69 / Terminal ~£149
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free
Contract terms
- Contract length
- No lock-in
Accepted payment methods
Cards, wallets, and other methods supported by Zettle (PayPal Point of Sale) for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
- maestro
- visa-electron
- vpay
- JCB
- UnionPay
- Diners Club
- Discover
Digital wallets
- Apple Pay
- Google Pay
- Samsung Pay
Other
- international-cards
Strengths and trade-offs
Pros
- No monthly fees
- No lock-in contract
- Flat rate includes Amex
- Minutes-to-PayPal settlement
Cons
- No weekend deposits for some accounts
- Settlement to PayPal balance, not direct bank
- No volume discount unless custom pricing
About Zettle (PayPal Point of Sale)
Zettle by PayPal is rebranding to PayPal Point of Sale (the change is live on its product pages, with the card reader itself now sold as the PayPal Reader). It offers a compact card reader and POS app at a flat 1.75% per transaction across all card types including Amex. There are no monthly fees and no lock-in contracts. Settlement arrives in minutes to a PayPal balance. Hardware starts from £29 for the first reader.
Zettle (PayPal Point of Sale) was founded in 2010 and is headquartered in Stockholm, Sweden.
How Zettle (PayPal Point of Sale) compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Square
£350/mo est.
- Software/mo
- £0/mo (Plus tiers £49-69)
- Processing rate
- 1.75%
- Hardware
- Reader £19 / Stand £99 / Terminal £149 / Register £699
- Contract
- No lock-in
- Industry
- Both
- Est. monthly cost
- £350/mo
SumUp
£338/mo est.
- Software/mo
- £0/mo (POS Pro from £49)
- Processing rate
- 1.69%
- Hardware
- Solo Lite £25 / Solo £79 / Terminal £135 / Tap-to-Pay £0
- Contract
- No lock-in
- Industry
- Both
- Est. monthly cost
- £338/mo
talech
£379/mo est.
- Software/mo
- ~£29/mo (Elavon-quote-led)
- Processing rate
- 1.75% (via Elavon)
- Hardware
- talech Register all-in-one (~£500+, bundle)
- Contract
- 12 months (Elavon)
- Industry
- Both
- Est. monthly cost
- £379/mo
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