Barclaycard

Barclays-backed card machine provider with same-day settlement for Barclays account holders.

In-person rate: Get quote
Online rate: Get quote
Monthly fee: Get quote
Contract: Anywhere: none; Touch: 12 months; Flex Mobile: 18 months

Best for

Businesses banking with Barclays wanting integrated banking and card acceptance with next-day payouts.

Pricing breakdown

All prices in GBPLast verified 19 June 2026

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate: Get quote
Rate not published on barclaycardpayments.co.uk (site unreachable at research time). Third-party cites ~1.6% under £100k/yr — treat as unverified; seed as quote.
Monthly fee: Get quote
Anywhere PAYG: £0/mo. Flex Mobile ~£10+VAT/mo; Smartpay Touch ~£29+VAT/mo (third-party, unverified).
Setup fee: £29+VAT (Anywhere)
Anywhere PAYG: £29+VAT hardware one-off (third-party). Other plans: £0 upfront with rental.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate: Get quote
Online rate UNVERIFIED (site unreachable).
Monthly fee: Get quote
Anywhere PAYG: £0/mo. Flex Mobile ~£10+VAT/mo; Smartpay Touch ~£29+VAT/mo (third-party, unverified).
Setup fee: £29+VAT (Anywhere)
Anywhere PAYG: £29+VAT hardware one-off (third-party). Other plans: £0 upfront with rental.

Other fees

Chargeback fee: Contact provider
UNVERIFIED (site unreachable).
AMEX rate: Get quote
Anywhere model: Amex NOT accepted. Touch and Flex Mobile: Amex accepted; rate UNVERIFIED.
International card surcharge: Contact provider
UNVERIFIED (site unreachable).
Early termination fee: None (all plans)
All three models listed as no cancellation cost per merchantmachine.co.uk.
Instant payout fee: Contact provider
UNVERIFIED.
Refund fee: Contact provider
Refunds may cost extra per third-party review; amount UNVERIFIED.
PCI compliance fee: Assistance available (fee UNVERIFIED)
PCI assistance available; fee amount UNVERIFIED (site unreachable).

Contract terms

Contract length: Anywhere: none; Touch: 12 months; Flex Mobile: 18 months
Recurring billing: Contact provider
UNVERIFIED.

Accepted payment methods

Cards, wallets, and other methods supported by Barclaycard for UK merchants.

Cards

Visa
Mastercard

Digital wallets

Apple Pay
Google Pay

Other

international-cards

Strengths and trade-offs

Pros

Barclays bank brand and backing
Anywhere plan has no contract
No early termination fee on any plan
Visa and Mastercard acceptance including contactless

Cons

Rate not published on the website (lower confidence)
Non-Barclays settlement takes 3 to 7 days
Anywhere plan does not accept Amex

About Barclaycard

Barclaycard Payments is Barclays Bank's merchant services arm. The Anywhere PAYG reader carries a one-off hardware cost of £29 with no contract; Flex Mobile and Smartpay Touch plans run on 12 to 18-month terms. Transaction rates are quote-based; a third-party source cites around 1.6% for merchants under £100k/year, but this is unverified. Settlement is next business day to Barclays accounts or 3 to 7 days to other banks.

Barclaycard was founded in 1966 and is headquartered in London, UK.

How Barclaycard compares

Side-by-side with the closest alternatives by estimated cost.

Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.

Compare all providers

	Barclaycard	Elavon £186/mo est.	myPOS £202/mo est.	TYL by NatWest £224/mo est.
In-person rate	Get quote	0.99%	1.10% + 7p	1.39% + 5p
Online rate	Get quote	1.5%-1.99% (Opayo, est.)	1.30% + 15p	1.39% + 5p (no CNP extra)
Monthly fee	Get quote	From £15/mo (incl terminal)	£0/mo	No service fee
Terminal cost	—	—	—	—
Contract length	Anywhere: none; Touch: 12 months; Flex Mobile: 18 months	12 months	No contract	12 months
Settlement time	—	—	—	—
Est. monthly cost	—	£186/mo	£202/mo	£224/mo
	Visit Barclaycard	View details	View details	View details