Dojo

Payments platform for UK hospitality and retail with next-business-day settlement by 10am.

In-person rate
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Online rate
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Monthly fee
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Contract
Fix: 12 months; Flex: 30-day rolling

Best for

Established SMEs and hospitality businesses wanting next-day payouts and flexible plan options.

Pricing breakdown

All prices in GBPLast verified 19 June 2026

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate
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Indicative: 1.4% + 5p (Flex, consumer, <£150k/yr); Fix plan £39.99/mo all-in. Source: third-party reviews (dojo.tech returned 403 at research time).

Monthly fee
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Fix plan £39.99/mo all-in (<=£3,999/mo); Flex £10/mo + £24.95 min monthly charge (third-party data).

Setup fee
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Setup fee not confirmed. UNVERIFIED.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate
Get quote

Online rate UNVERIFIED (dojo.tech 403). Same rates likely apply CNP.

Monthly fee
Get quote

Fix plan £39.99/mo all-in (<=£3,999/mo); Flex £10/mo + £24.95 min monthly charge (third-party data).

Setup fee
Contact provider

Setup fee not confirmed. UNVERIFIED.

Other fees

Chargeback fee
£28+VAT (est.)

From third-party review data (heritage from Paymentsense). UNVERIFIED — dojo.tech 403.

AMEX rate
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Amex accepted via Dojo Go plan; rate not published. UNVERIFIED.

International card surcharge
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International surcharge UNVERIFIED (dojo.tech 403).

Early termination fee
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Fix plan 12-month lock; Flex rolling monthly. ETF amount UNVERIFIED.

Instant payout fee
Next-day by 10am (included)

Next-business-day by 10am 7 days a week, no extra fee stated per expertmarket review.

Refund fee
50p (est.)

From third-party review data. UNVERIFIED.

PCI compliance fee
Included (non-compliance £15+VAT/mo)

Contract terms

Contract length
Fix: 12 months; Flex: 30-day rolling
Recurring billing
Contact provider

Recurring billing support UNVERIFIED (dojo.tech 403).

Accepted payment methods

Cards, wallets, and other methods supported by Dojo for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Other

  • international-cards

Strengths and trade-offs

Pros

  • Next-business-day settlement by 10am
  • Amex acceptance on Go plan
  • PCI compliance included
  • Fix plan bundles a flat monthly fee

Cons

  • Pricing is quote-based, not published on the website
  • Fix plan requires 12-month commitment
  • Chargeback and refund fees apply

About Dojo

Dojo is a UK-built payments platform targeting hospitality, retail, and SMEs. It offers both a flexible Flex plan and an all-in Fix plan, with hardware available to purchase or rent. Settlement arrives by 10am the next business day. Pricing is quote-based; indicative figures are published by third-party review sites.

Dojo was founded in 2019 and is headquartered in London, UK.

How Dojo compares

Side-by-side with the closest alternatives by estimated cost.

Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.

Dojo

In-person rate
Get quote
Online rate
Get quote
Monthly fee
Get quote
Terminal cost
Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Est. monthly cost

Elavon

£186/mo est.

In-person rate
0.99%
Online rate
1.5%-1.99% (Opayo, est.)
Monthly fee
From £15/mo (incl terminal)
Terminal cost
Contract length
12 months
Settlement time
Est. monthly cost
£186/mo

myPOS

£202/mo est.

In-person rate
1.10% + 7p
Online rate
1.30% + 15p
Monthly fee
£0/mo
Terminal cost
Contract length
No contract
Settlement time
Est. monthly cost
£202/mo

TYL by NatWest

£224/mo est.

In-person rate
1.39% + 5p
Online rate
1.39% + 5p (no CNP extra)
Monthly fee
No service fee
Terminal cost
Contract length
12 months
Settlement time
Est. monthly cost
£224/mo

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