Pay-as-you-go EFTPOS and online payments with no monthly fees or contracts.
Best for
Small retail, hospitality, and pop-up businesses.
Every fee we track, grouped by where it applies.
In-person terminal and tap-to-pay transactions.
UK-issued cards. Same flat rate for Visa, Mastercard, Amex.
Plus plan from £29/mo for advanced features.
Online checkout and keyed-in card transactions.
UK cards online. Non-UK cards online: 2.5% + 25p. MOTO (keyed-in): 2.5%.
Plus plan from £29/mo for advanced features.
Square absorbs dispute admin cost (confirmed from review).
Same 1.75% flat for UK-issued Amex.
Non-UK cards in-person: 1.75% + 1.5% = 3.25% total.
No lock-in contracts.
Square Instant Transfers fee.
PCI compliance and chargeback protection included at no extra charge.
Via Square Invoices and Subscriptions.
Cards, wallets, and other methods supported by Square for UK merchants.
Square offers integrated card readers, terminals and online payment processing for Australian businesses. Pricing is per-transaction with no monthly fees on the free tier.
Square was founded in 2009 and is headquartered in San Francisco, USA.
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Square
£269.25/mo est.
Stripe
£253.50/mo est.
SumUp
£289.95/mo est.
Zettle (PayPal Point of Sale)
£296.25/mo est.
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Compare Square against every other UK provider on price, contract terms, and features.