Low-cost pay-as-you-go card readers popular with micro-merchants and pop-up retail.
Best for
Sole traders, mobile sellers, and pop-up retail wanting a low-cost entry into card acceptance.
Every fee we track, grouped by where it applies.
In-person terminal and tap-to-pay transactions.
Payments Plus plan: £19/mo reduces in-person rate to 0.99% domestic.
Online checkout and keyed-in card transactions.
Online / payment-link / invoice rate, confirmed on sumup.com/en-gb/payment-links (2.50%). In-person PAYG remains 1.69%.
Payments Plus plan: £19/mo reduces in-person rate to 0.99% domestic.
SumUp does not publish a chargeback fee on its UK pricing page. Ask before you sign.
No separate Amex premium stated on sumup.com/en-gb/pricing.
Flat 1.69% applies regardless of card origin — no separate international surcharge stated.
Cancel anytime, no lock-in.
SumUp does not publish an instant payout fee. Ask before you sign.
Confirmed: refunds are free (no additional fee).
SumUp does not confirm PCI compliance fee status on its UK pricing page. Ask before you sign.
Recurring invoices supported.
Cards, wallets, and other methods supported by SumUp for UK merchants.
SumUp is a European-founded payments company offering compact card readers and terminals to small businesses. Flat-rate transaction pricing with no monthly fees and no lock-in contracts. Hardware available from major retailers and direct online.
SumUp was founded in 2012 and is headquartered in Berlin, Germany.
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
SumUp
£289.95/mo est.
Zettle (PayPal Point of Sale)
£296.25/mo est.
Square
£269.25/mo est.
Paymentsense
£315.50/mo est.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Work at SumUp? Claim this listing
Compare SumUp against every other UK provider on price, contract terms, and features.