Takepayments
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- —
Takepayments
UK merchant account provider with local consultant support and quote-based pricing.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 12 months
Best for
SMBs wanting a dedicated merchant account with personalised local support.
Pricing breakdown
All prices in GBPLast verified 19 June 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Other fees
- Chargeback fee
- Contact provider
UNVERIFIED.
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
UNVERIFIED.
- Early termination fee
- Contact provider
ETF not published. UNVERIFIED.
- Instant payout fee
- Contact provider
UNVERIFIED.
- Refund fee
- Contact provider
UNVERIFIED.
- PCI compliance fee
- Assistance available (fee UNVERIFIED)
Contract terms
- Contract length
- 12 months
- Recurring billing
- Contact provider
UNVERIFIED.
Accepted payment methods
Cards, wallets, and other methods supported by Takepayments for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
- maestro
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
Strengths and trade-offs
Pros
- Dedicated local sales consultant
- No setup fee
- Next-working-day settlement
- Accepts Amex
Cons
- No published pricing, quote only
- 12-month contract required
- PCI assistance amount not published
About Takepayments
Takepayments is a UK-based card machine provider offering dedicated merchant accounts backed by local consultant support. All pricing is customised via quote; no public rates are published. Contracts run for 12 months. Cards accepted include Visa, Mastercard, Maestro, and Amex.
Takepayments was founded in 2008 and is headquartered in Manchester, UK.
How Takepayments compares
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Elavon
£186/mo est.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £186/mo
myPOS
£202/mo est.
- In-person rate
- 1.10% + 7p
- Online rate
- 1.30% + 15p
- Monthly fee
- £0/mo
- Terminal cost
- —
- Contract length
- No contract
- Settlement time
- —
- Est. monthly cost
- £202/mo
TYL by NatWest
£224/mo est.
- In-person rate
- 1.39% + 5p
- Online rate
- 1.39% + 5p (no CNP extra)
- Monthly fee
- No service fee
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £224/mo
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Compare Takepayments
Compare Takepayments against every other UK provider on price, contract terms, and features.