Takepayments
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- Included in plan (via local consultant)
- Contract length
- 12 months
- Settlement time
- Next working day
- Est. monthly cost
- —
Takepayments
UK merchant account provider with local consultant support and quote-based pricing.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 12 months
Best for
SMBs wanting a dedicated merchant account with personalised local support.
Pricing breakdown
All prices in GBPLast verified 24 July 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- Included in plan (via local consultant)
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Other fees
- Chargeback fee
- Contact provider
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
- Early termination fee
- Contact provider
takepayments does not publish an early termination fee. Ask before you sign.
- Instant payout fee
- Contact provider
- Refund fee
- Contact provider
- PCI compliance fee
- Assistance available (fee not published)
Contract terms
- Contract length
- 12 months
- Settlement time
- Next working day
- Recurring billing
- Contact provider
Accepted payment methods
Cards, wallets, and other methods supported by Takepayments for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
- maestro
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
Strengths and trade-offs
Pros
- Dedicated local sales consultant
- No setup fee
- Next-working-day settlement
- Accepts Amex
Cons
- No published pricing, quote only
- 12-month contract required
- PCI assistance amount not published
About Takepayments
Takepayments is a UK-based card machine provider offering dedicated merchant accounts backed by local consultant support. All pricing is customised via quote; no public rates are published. Contracts run for 12 months. Cards accepted include Visa, Mastercard, Maestro, and Amex.
Takepayments was founded in 2008 and is headquartered in Manchester, UK.
How Takepayments compares
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Elavon
£186.45/mo est.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Hardware cost
- £5 one-off (Start Simple) / included in plan (Booster/Core)
- Contract length
- 12 months
- Settlement time
- 48h standard (Elavon plan pages also cite next-day; confirm for your plan)
- Est. monthly cost
- £186.45/mo
myPOS
£202.20/mo est.
- In-person rate
- 1.10% + 7p
- Online rate
- 1.30% + 15p
- Monthly fee
- £0/mo
- Hardware cost
- Go 2 £29 / Flex £59 / Go Combo £169 / Ultra £229 / Tap-to-Pay £0 (excl VAT)
- Contract length
- No contract
- Settlement time
- Instant (~3 seconds to myPOS business account); £1.50 per bank transfer out (GBP; SEPA £4.00)
- Est. monthly cost
- £202.20/mo
Zeller
£204/mo est.
- In-person rate
- 1.3%
- Online rate
- 1.5%
- Monthly fee
- £0/mo
- Hardware cost
- Terminal 1x £99 / Terminal 2 £149 (excl VAT)
- Contract length
- No contract
- Settlement time
- Same-day to Zeller Business Account; next business day to any bank
- Est. monthly cost
- £204/mo
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