Flexible UK card machine provider with next-day settlement including weekends and no published rate.
Best for
SMBs wanting weekend settlement and a flexible contract with no published lock-in rate.
Every fee we track, grouped by where it applies.
In-person terminal and tap-to-pay transactions.
Teya publishes £0 monthly fee and a 1.59% in-person rate for monthly card turnover of £0-£7,500. A £29.99 monthly fee applies when monthly card turnover is under £2,500, so the £0 is not unconditional. Hardware £179 (or £89.50). Verified at teya.com/pricing from a UK IP on 30 July 2026.
Teya publishes £0 monthly fee and a 1.59% in-person rate for monthly card turnover of £0-£7,500. A £29.99 monthly fee applies when monthly card turnover is under £2,500, so the £0 is not unconditional. Hardware £179 (or £89.50). Verified at teya.com/pricing from a UK IP on 30 July 2026.
Free account opening confirmed on teya.com.
Online checkout and keyed-in card transactions.
Teya does not publish an online transaction rate. Ask for a quote.
Teya publishes £0 monthly fee and a 1.59% in-person rate for monthly card turnover of £0-£7,500. A £29.99 monthly fee applies when monthly card turnover is under £2,500, so the £0 is not unconditional. Hardware £179 (or £89.50). Verified at teya.com/pricing from a UK IP on 30 July 2026.
Free account opening confirmed on teya.com.
Amex is accepted per Teya's website. Ask for a quote for the rate.
Confirmed on teya.com. Annual plan only. Rolling monthly: no ETF.
Instant to Teya account; next-day 9am bank transfer, no fee stated.
PCI compliance included free per teya.com/pricing.
Direct debit setup is included in Teya's Business Account per its homepage; full recurring billing support is not confirmed. Ask before you sign.
Cards, wallets, and other methods supported by Teya for UK merchants.
Teya is a European payments company operating in the UK with a focus on SMEs. Its monthly fee is waived for merchants processing above £2,500/month. Settlement arrives by 9am the next day including weekends. Transaction rates are negotiated; no public rate is published. PCI compliance is included free.
Teya was founded in 2019 and is headquartered in London, UK.
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Teya
Elavon
£186.45/mo est.
myPOS
£202.20/mo est.
Zeller
£204/mo est.
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