Worldpay
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- ~£20/mo rental (included in indicative total)
- Contract length
- 18 months
- Settlement time
- Next business day
- Est. monthly cost
- —
Worldpay
Established UK payments brand with next-business-day settlement and an 18-month contract.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 18 months
Best for
Established SMBs wanting a well-known brand and next-day payouts, who can commit to an 18-month term.
Pricing breakdown
All prices in GBPSourced from provider's published pricingEvery fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
Rate is quote-based. Indicative monthly cost ~£40 (£20 terminal + £15 MMSC + £5 PCI).
- Monthly fee
- Get quote
Indicative figure of around £40/mo (terminal rental, MMSC and PCI combined), based on third-party reporting rather than Worldpay's own pricing page, so treat it as indicative.
- Hardware cost
- ~£20/mo rental (included in indicative total)
- Setup fee
- Contact provider
Worldpay does not mention a joining fee, and does not publish a setup fee. Ask before you sign.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
Custom negotiated; no published rates.
- Monthly fee
- Get quote
Indicative figure of around £40/mo (terminal rental, MMSC and PCI combined), based on third-party reporting rather than Worldpay's own pricing page, so treat it as indicative.
- Setup fee
- Contact provider
Worldpay does not mention a joining fee, and does not publish a setup fee. Ask before you sign.
Other fees
- Chargeback fee
- Contact provider
Reported to be in the contract detail per third-party review, but not published by Worldpay. Ask before you sign.
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
- Early termination fee
- Contact provider
An early termination fee applies per the contract, but Worldpay does not disclose the amount. Ask before you sign.
- Instant payout fee
- Contact provider
- Refund fee
- Contact provider
- PCI compliance fee
- ~£5/mo (not included)
Billed separately at around £5/mo based on third-party reporting; Worldpay does not confirm this directly, so treat it as indicative.
Contract terms
- Contract length
- 18 months
- Settlement time
- Next business day
- Recurring billing
- Yes
Recurring billing, tokenisation, and multi-currency support confirmed on worldpay.com.
Accepted payment methods
Cards, wallets, and other methods supported by Worldpay for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
Strengths and trade-offs
Pros
- Well-established brand with broad merchant support
- Next-business-day settlement
- Wide card acceptance including Amex
Cons
- Rates are quote-based, not transparent
- 18-month contract with early-termination fees
- PCI compliance fee billed separately at ~£5/mo
About Worldpay
Worldpay is one of the largest payment processors in the UK, serving businesses of all sizes. Transaction rates are quote-based with an indicative monthly cost of around £40 (terminal rental plus service and PCI fees). Contracts run for 18 months. Settlement arrives the next business day.
Worldpay was founded in 1989 and is headquartered in London, UK.
How Worldpay compares
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Elavon
£186.45/mo est.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Hardware cost
- £5 one-off (Start Simple) / included in plan (Booster/Core)
- Contract length
- 12 months
- Settlement time
- 48h standard (Elavon plan pages also cite next-day; confirm for your plan)
- Est. monthly cost
- £186.45/mo
myPOS
£202.20/mo est.
- In-person rate
- 1.10% + 7p
- Online rate
- 1.30% + 15p
- Monthly fee
- £0/mo
- Hardware cost
- Go 2 £29 / Flex £59 / Go Combo £169 / Ultra £229 / Tap-to-Pay £0 (excl VAT)
- Contract length
- No contract
- Settlement time
- Instant (~3 seconds to myPOS business account); £1.50 per bank transfer out (GBP; SEPA £4.00)
- Est. monthly cost
- £202.20/mo
Zeller
£204/mo est.
- In-person rate
- 1.3%
- Online rate
- 1.5%
- Monthly fee
- £0/mo
- Hardware cost
- Terminal 1x £99 / Terminal 2 £149 (excl VAT)
- Contract length
- No contract
- Settlement time
- Same-day to Zeller Business Account; next business day to any bank
- Est. monthly cost
- £204/mo
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