Worldpay
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Terminal cost
- —
- Contract length
- 18 months
- Settlement time
- —
- Est. monthly cost
- —
Worldpay
Established UK payments brand with next-business-day settlement and an 18-month contract.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 18 months
Best for
Established SMBs wanting a well-known brand and next-day payouts, who can commit to an 18-month term.
Pricing breakdown
All prices in GBPLast verified 19 June 2026Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
Rate is quote-based. Indicative monthly cost ~£40 (£20 terminal + £15 MMSC + £5 PCI).
- Monthly fee
- Get quote
Indicative ~£40/mo (terminal rental + MMSC + PCI; third-party, unverified).
- Setup fee
- Contact provider
No joining fee mentioned; setup fee UNVERIFIED.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
Custom negotiated; no published rates.
- Monthly fee
- Get quote
Indicative ~£40/mo (terminal rental + MMSC + PCI; third-party, unverified).
- Setup fee
- Contact provider
No joining fee mentioned; setup fee UNVERIFIED.
Other fees
- Chargeback fee
- Contact provider
In contract detail per businessexpert review but not published. UNVERIFIED.
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
UNVERIFIED.
- Early termination fee
- Contact provider
ETF applies per contract; not disclosed. UNVERIFIED.
- Instant payout fee
- Contact provider
UNVERIFIED.
- Refund fee
- Contact provider
UNVERIFIED.
- PCI compliance fee
- ~£5/mo (not included)
PCI billed separately at ~£5/mo (indicative third-party; UNVERIFIED from Worldpay directly).
Contract terms
- Contract length
- 18 months
- Recurring billing
- Yes
Recurring billing, tokenisation, and multi-currency support confirmed on worldpay.com.
Accepted payment methods
Cards, wallets, and other methods supported by Worldpay for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
Strengths and trade-offs
Pros
- Well-established brand with broad merchant support
- Next-business-day settlement
- Wide card acceptance including Amex
Cons
- Rates are quote-based, not transparent
- 18-month contract with early-termination fees
- PCI compliance fee billed separately at ~£5/mo
About Worldpay
Worldpay is one of the largest payment processors in the UK, serving businesses of all sizes. Transaction rates are quote-based with an indicative monthly cost of around £40 (terminal rental plus service and PCI fees). Contracts run for 18 months. Settlement arrives the next business day.
Worldpay was founded in 1989 and is headquartered in London, UK.
How Worldpay compares
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Elavon
£186/mo est.
- In-person rate
- 0.99%
- Online rate
- 1.5%-1.99% (Opayo, est.)
- Monthly fee
- From £15/mo (incl terminal)
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £186/mo
myPOS
£202/mo est.
- In-person rate
- 1.10% + 7p
- Online rate
- 1.30% + 15p
- Monthly fee
- £0/mo
- Terminal cost
- —
- Contract length
- No contract
- Settlement time
- —
- Est. monthly cost
- £202/mo
TYL by NatWest
£224/mo est.
- In-person rate
- 1.39% + 5p
- Online rate
- 1.39% + 5p (no CNP extra)
- Monthly fee
- No service fee
- Terminal cost
- —
- Contract length
- 12 months
- Settlement time
- —
- Est. monthly cost
- £224/mo
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Compare Worldpay
Compare Worldpay against every other UK provider on price, contract terms, and features.