Clover
- Software/mo
- Quote (reseller-only)
- Processing rate
- Quote (~1.49% indicative)
- Hardware
- Rental from ~£21/mo +VAT (Flex); Go/Mini/Station (quote)
- Contract
- 18-36 months (reseller)
- Industry
- Both
- Est. monthly cost
- —
Clover
Android-based POS sold in the UK through bank resellers (Lloyds Cardnet, AIB Merchant Services), with a full app market but reseller contracts.
- Software/mo
- Quote (reseller-only)
- Processing
- Quote (~1.49% indicative)
- Hardware
- Rental from ~£21/mo +VAT (Flex); Go/Mini/Station (quote)
- Contract
- 18-36 months (reseller)
Best for
UK businesses banking with a Clover-reseller bank that want a full Android EPOS.
Pricing breakdown
All prices in GBPSourced from provider's published pricingEvery fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Hardware cost
- Rental from ~£21/mo +VAT (Flex); Go/Mini/Station (quote)
- Setup fee
- Quote (reseller-dependent)
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Quote (reseller-dependent)
Contract terms
- Contract length
- 18-36 months (reseller)
Strengths and trade-offs
Pros
- Full Android POS with a broad app market
- Range of purpose-built hardware
- Integrated processing via the reseller bank
- Inventory, staff and loyalty included
Cons
- No public UK pricing (reseller-only)
- Long 18 to 36-month contracts
- Experience varies by reseller bank
- Harder to compare costs upfront
About Clover
Clover is a Fiserv-owned Android POS sold in the UK exclusively through bank resellers such as Lloyds Cardnet and AIB Merchant Services. It offers a full range of hardware (Flex, Mini, Station Duo), an app market, inventory, staff and loyalty, and integrated card processing via the reseller bank. Because it is sold through banks, there is no public UK price list, software plans, hardware rental and card rates are all negotiated, typically on an 18 to 36-month contract.
Clover was founded in 2010 and is headquartered in New York, USA.
How Clover compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Loyverse
£0/mo est.
- Software/mo
- £0 (add-ons extra)
- Processing rate
- Third-party
- Hardware
- Your own phone/tablet (£0); SumUp reader £25-79
- Contract
- No lock-in
- Industry
- Both (micro business)
- Est. monthly cost
- £0/mo
Epos Now
£54/mo est.
- Software/mo
- £54/mo (Complete Solution)
- Processing rate
- Third-party
- Hardware
- From £249 (Complete Solution bundle)
- Contract
- 12-month minimum (care plans longer)
- Industry
- Both
- Est. monthly cost
- £54/mo
TISSL
£60/mo est.
- Software/mo
- From £60/mo (5 users)
- Processing rate
- Third-party
- Hardware
- Hospitality terminals + KDS (quote)
- Contract
- Contract terms (quote)
- Industry
- Hospitality
- Est. monthly cost
- £60/mo
Common questions about Clover
The same questions UK merchants ask before signing up.
Yes. Clover is an integrated POS and payments system owned by Fiserv, a global payments company. Card processing is bundled with the hardware through your reseller or acquiring partner.
Usually yes, and this is the main thing to check. UK Clover bundles are typically sold on 18-36 months (reseller) terms through the reseller, so you are committing for well over a year. Square by comparison has no lock-in. Confirm the term, the early-exit cost and whether the rate is fixed with your specific reseller before signing.
Yes. Clover devices support offline mode for card payments, queuing transactions until connectivity is restored.
Clover serves both retail and hospitality, with different hardware and software configurations for each. Its mature app marketplace allows businesses to add vertical-specific workflows such as table management, appointment booking, or inventory modules.
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Compare Clover
Compare Clover against every other UK provider on price, contract terms, and features.