Takepayments

UK merchant account provider with local consultant support and quote-based pricing.

Software/mo
£45/mo (tPOS retail)
Processing
Quote
Hardware
tPOS Counter / Complete (included in monthly); eposmove handheld
Contract
12 months

Best for

SMBs wanting a dedicated merchant account with personalised local support.

Pricing breakdown

All prices in GBPLast verified 19 June 2026

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Setup fee
Free

Online payments

Online checkout and keyed-in card transactions.

Setup fee
Free

Contract terms

Contract length
12 months

Accepted payment methods

Cards, wallets, and other methods supported by Takepayments for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX
  • maestro

Digital wallets

  • Apple Pay
  • Google Pay

Other

  • international-cards

Strengths and trade-offs

Pros

  • Dedicated local sales consultant
  • No setup fee
  • Next-working-day settlement
  • Accepts Amex

Cons

  • No published pricing, quote only
  • 12-month contract required
  • PCI assistance amount not published

About Takepayments

Takepayments is a UK-based card machine provider offering dedicated merchant accounts backed by local consultant support. All pricing is customised via quote; no public rates are published. Contracts run for 12 months. Cards accepted include Visa, Mastercard, Maestro, and Amex.

Takepayments was founded in 2008 and is headquartered in Manchester, UK.

How Takepayments compares

Side-by-side with the closest alternatives by estimated cost.

Based on $20,000/mo card volume (software plus processing; hardware excluded).

Takepayments

£45/mo est.

Software/mo
£45/mo (tPOS retail)
Processing rate
Quote
Hardware
tPOS Counter / Complete (included in monthly); eposmove handheld
Contract
12 months
Industry
Both
Est. monthly cost
£45/mo

Epos Now

£54/mo est.

Software/mo
£54/mo (Complete Solution)
Processing rate
Third-party
Hardware
From £249 (Complete Solution bundle)
Contract
12-month minimum (care plans longer)
Industry
Both
Est. monthly cost
£54/mo

TISSL

£60/mo est.

Software/mo
From £60/mo (5 users)
Processing rate
Third-party
Hardware
Hospitality terminals + KDS (quote)
Contract
Contract terms (quote)
Industry
Hospitality
Est. monthly cost
£60/mo

Loyverse

£0/mo est.

Software/mo
£0 (add-ons extra)
Processing rate
Third-party
Hardware
Your own phone/tablet (£0); SumUp reader £25-79
Contract
No lock-in
Industry
Both (micro business)
Est. monthly cost
£0/mo

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