Zoho Books
£0/mo est.
- Entry plan
- Free / £10 Standard
- Users included
- 3 (Standard)
- UK payroll
- No (add-on)
- VAT/MTD
- Yes
- Bank feeds
- Yes (Standard)
- Est. monthly cost
- £0/mo
Zoho Books
Strong-value UK accounting with a genuine free plan, MTD VAT filing, and a clear upgrade path to inventory and multi-currency.
- Entry plan
- Free / £10 Standard
- Users
- 3 (Standard)
- Payroll
- N/A
- Bank feeds
- Yes (Standard)
Best for
Cost-conscious UK sole traders and growing SMBs wanting a free entry tier with a clear upgrade path.
How much does Zoho Books cost per month?
Zoho Books plans cost from Free (under revenue cap) to £199/mo (Ultimate) in 2026. A free plan is available (Yes (under revenue cap)). Payroll is an extra N/A (separate Zoho Payroll subscription).
Pricing breakdown
All prices in GBPLast verified 17 June 2026Every fee we track, grouped by where it applies.
Strengths and trade-offs
Pros
- Genuine free plan with MTD VAT filing
- Strong value with a deep tier ladder
- Inventory, multi-currency and projects from Professional
- Free accountant access, even on the free plan
Cons
- No built-in payroll (separate Zoho Payroll product)
- Bank feeds and API only from the Standard plan
- Free-plan eligibility gated by a revenue threshold
- Best features locked behind the Professional plan
About Zoho Books
Zoho Books is the accounting product in the broad Zoho ecosystem, with tiered GBP plans from Standard up to Ultimate and a free plan for businesses under a revenue threshold. It is HMRC-recognised for MTD for VAT from the free plan upward, files Corporation Tax from Standard, and adds inventory, multi-currency, and project tracking from the Professional plan. Payroll runs through the separate Zoho Payroll product.
Zoho Books was founded in 1996 and is headquartered in Chennai, India.
How Zoho Books compares
Side-by-side with the closest alternatives by estimated cost.
Subscription plus payroll add-on, based on the entry plan with no employees. Processing fees not included.
Crunch
£0/mo est.
- Entry plan
- Free (software)
- Users included
- 1 + accountant
- UK payroll
- Yes (add-on)
- VAT/MTD
- Yes
- Bank feeds
- Yes
- Est. monthly cost
- £0/mo
QuickFile
£0/mo est.
- Entry plan
- Free (under threshold)
- Users included
- Unlimited
- UK payroll
- No
- VAT/MTD
- Yes
- Bank feeds
- Add-on (£15/yr)
- Est. monthly cost
- £0/mo
Wave
£0/mo est.
- Entry plan
- Free (no MTD VAT)
- Users included
- 1 (Free)
- UK payroll
- No
- VAT/MTD
- No
- Bank feeds
- Yes (Pro)
- Est. monthly cost
- £0/mo
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