UK card machine provider with a published 1.40% Visa/MC rate and next-working-day settlement.
Best for
Small and medium businesses wanting a published in-person rate with next-day payouts.
Every fee we track, grouped by where it applies.
In-person terminal and tap-to-pay transactions.
Visa/MC debit + credit in-person. Business cards: 1.99%.
Approximate floor: ~£20+VAT terminal rental + £24.95 MMSC + £4.95+VAT PCI + 5p/tx. Exact contract value varies.
Paymentsense does not publish a setup fee on its UK pricing page. Ask before you sign.
Online checkout and keyed-in card transactions.
Online rates vary by card type: 1.40%-2.49% + 50p per paymentsense.com/uk/pricing. Using lowest (1.40%+50p) as conservative base.
Approximate floor: ~£20+VAT terminal rental + £24.95 MMSC + £4.95+VAT PCI + 5p/tx. Exact contract value varies.
Paymentsense does not publish a setup fee on its UK pricing page. Ask before you sign.
Confirmed on paymentsense.com/uk/pricing.
Amex is accepted, but Paymentsense does not publish the rate on its UK pricing page. Ask for a quote.
Paymentsense does not publish an international card surcharge. Ask before you sign.
Reviews note high cancellation fees, but Paymentsense does not publish the exact amount. Ask before you sign.
Paymentsense does not confirm an instant payout option. Ask before you sign.
Confirmed on paymentsense.com/uk/pricing.
PCI non-compliance fee: £35+VAT/mo. Confirmed on paymentsense.com/uk/pricing.
Paymentsense does not publish its contract length on its UK pricing page. Historically this has been up to 18 months, but confirm the current term before you sign.
Paymentsense does not confirm recurring billing support on its UK pricing page. Ask before you sign.
Cards, wallets, and other methods supported by Paymentsense for UK merchants.
Paymentsense is a UK-based merchant services provider offering card machines to small and medium businesses. It publishes a 1.40% in-person rate for Visa and Mastercard debit and credit, plus a 5p per-transaction fee and a minimum monthly service charge. Settlement arrives the next working day.
Paymentsense was founded in 2009 and is headquartered in London, UK.
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Paymentsense
£315.50/mo est.
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£296.25/mo est.
SumUp
£289.95/mo est.
Square
£269.25/mo est.
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