Stripe is an online payments platform with developer-friendly APIs, used by online businesses, marketplaces and SaaS companies.
Best for
Online businesses, marketplaces and SaaS companies that want flexible payment APIs.
Every fee we track, grouped by where it applies.
In-person terminal and tap-to-pay transactions.
EEA cards via Stripe Terminal. Non-EEA cards: 2.9% + 10p.
Online checkout and keyed-in card transactions.
Standard UK cards online. Premium UK: 1.9% + 20p. EU/EEA: 2.5% + 20p. Non-EEA: 3.25% + 20p.
Confirmed on stripe.com/gb/pricing (official).
No separate Amex rate; Amex is priced as standard/premium UK card at 1.4%-1.9% + 10p in-person.
Standard UK 1.5% vs international non-EEA 3.25%; approx +1.75% surcharge.
No lock-in contracts.
Stripe Instant Payouts; confirmed on stripe.com/gb/pricing.
Standard refunds incur no additional fee (original processing fee not returned).
P2PE available at +4p per transaction.
Stripe Billing is industry-leading for subscriptions.
Side-by-side with the closest alternatives by estimated cost.
Based on £15,000/mo card volume at a £50 average transaction.
Stripe
£240/mo est.
Teya
£238.50/mo est.
SumUp
£253.50/mo est.
TYL by NatWest
£223.50/mo est.
Cards, wallets, and other methods supported by Stripe for UK merchants.
Stripe focuses on online and developer-integrated payments. Strong for e-commerce, subscriptions, and SaaS. Stripe Terminal available for in-person.
Stripe was founded in 2010 and is headquartered in San Francisco, USA.
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