Zettle, now rebranding as PayPal Point of Sale, offers a flat-rate card reader and POS app with no monthly fee and the same rate on Amex.
★
Best for
Sole traders and small businesses wanting a simple flat-rate reader with no monthly commitment.
Compact PayPal card reader and portable terminal at one flat in-person rate that includes Amex, with no monthly fee or lock-in, and settlement to a PayPal balance.
Payment links and invoices 2.5%, confirmed on zettle.com/gb/pricing. Keyed/manual entry is 3.4% + 20p. Payment Links were flagged temporarily unavailable for new sellers at research time.
Monthly fee
£0/mo
Setup fee
Free
Other fees
Chargeback fee
Contact provider
Zettle does not publish a chargeback fee on its UK pricing page. Ask before you sign.
AMEX rate
1.75% (same flat rate)
Amex included in flat 1.75% rate.
International card surcharge
Contact provider
Zettle does not confirm an international card surcharge on its UK pricing page. Ask before you sign.
Early termination fee
None
No lock-in. Cancel anytime.
Instant payout fee
None stated
Settlement to PayPal balance is minutes for eligible accounts; no instant payout fee stated.
Refund fee
Contact provider
Zettle does not publish a refund fee. Ask before you sign.
PCI compliance fee
Contact provider
Zettle does not confirm PCI compliance fee status on its UK pricing page. Ask before you sign.
Contract terms
Contract length
No contract
Settlement time
Minutes to PayPal balance (new accounts); 1-2 business days (legacy); no weekend deposits
Recurring billing
Yes
Recurring invoices supported via Zettle.
How Zettle (PayPal Point of Sale) compares
All prices in GBPPrices checked
Side-by-side with the closest alternatives by estimated cost.
Based on £15,000/mo card volume at a £50 average transaction.
Free PayPal Point of Sale app on every device with no monthly software fee, offering inventory and reporting for retail and light hospitality, and Xero and QuickBooks integrations.
Cards, wallets, and other methods supported by Zettle (PayPal Point of Sale) for UK merchants.
Cards
Visa
Mastercard
AMEX
maestro
visa-electron
vpay
JCB
UnionPay
Diners Club
Discover
Digital wallets
Apple Pay
Google Pay
Samsung Pay
Other
international-cards
About Zettle (PayPal Point of Sale)
Zettle by PayPal is rebranding to PayPal Point of Sale (the change is live on its product pages, with the card reader itself now sold as the PayPal Reader). It offers a compact card reader and POS app at a flat 1.75% per transaction across all card types including Amex. There are no monthly fees and no lock-in contracts. Settlement arrives in minutes to a PayPal balance. Hardware starts from £29 for the first reader.
Zettle (PayPal Point of Sale) was founded in 2010 and is headquartered in Stockholm, Sweden.
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