ANNA Money
£0/mo est.
- Entry plan
- Free (Pay As You Go)
- Users included
- 1 (PAYG)
- UK payroll
- Limited
- VAT/MTD
- Yes
- Bank feeds
- Native account
- Est. monthly cost
- £0/mo
ANNA Money
UK business account with bookkeeping and HMRC tax filing built in, including free MTD Self Assessment, with a free pay-as-you-go tier.
- Entry plan
- Free (Pay As You Go)
- Users
- 1 (PAYG)
- Payroll
- Basic (1 emp)
- Bank feeds
- Native account
Best for
UK sole traders and small limited companies wanting business banking, bookkeeping, and HMRC tax filing in one app.
How much does ANNA Money cost per month?
ANNA Money plans cost from Free to £59.90/mo (Big Business, +VAT) in 2026. A free plan is available (Yes (PAYG)). Payroll is an extra Basic RTI via plus Taxes add-on (1 employee).
Pricing breakdown
All prices in GBPLast verified 17 June 2026Every fee we track, grouped by where it applies.
Strengths and trade-offs
Pros
- Free pay-as-you-go tier with invoicing and receipt capture
- HMRC-recognised for MTD; files VAT, Self Assessment and Corporation Tax
- Free MTD Self Assessment filing for the 2026/27 year
- Well-rated 24/7 UK-based support
Cons
- It is a business account with tax tools, not standalone accounting software
- Full tax filing needs the plus Taxes add-on (limited companies only)
- Minimal payroll and no CIS or inventory
- Does not suit businesses that bank elsewhere
About ANNA Money
ANNA Money is a UK business current account with invoicing, receipt capture, and HMRC tax filing bolted on through its Auto Accountant feature. There is a free pay-as-you-go account, paid Business and Big Business tiers, and a separate plus Taxes add-on for limited companies that files VAT, Corporation Tax, and Company Accounts. It is HMRC-recognised for Making Tax Digital and files VAT, Self Assessment, and Corporation Tax directly. Because the bookkeeping is tied to the account, it suits businesses willing to bank with ANNA rather than those wanting standalone software.
ANNA Money was founded in 2017 and is headquartered in Cardiff, United Kingdom.
How ANNA Money compares
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