Crunch
£0/mo est.
- Entry plan
- £4/mo (Lite)
- Users included
- 1 + accountant
- UK payroll
- No
- VAT/MTD
- Yes (Plus)
- Bank feeds
- Yes (Plus)
- Est. monthly cost
- £0/mo
Crunch
Beginner-friendly UK bookkeeping software with a genuinely free, ad-supported tier and unlimited invoicing on every plan.
- Entry plan
- £4/mo (Lite)
- Users
- 1 + accountant
- Payroll
- —
- Bank feeds
- Yes (Plus)
Best for
UK sole traders and micro-businesses who want cheap, simple bookkeeping and MTD filing without paying for an accountancy package.
How much does Crunch cost per month?
Crunch plans start at £4/mo (Lite) in 2026. A free plan is available (Yes (with ads)).
Pricing breakdown
All prices in GBPLast verified 27 July 2026Every fee we track, grouped by where it applies.
Strengths and trade-offs
Pros
- Genuinely free forever tier with unlimited invoicing
- Cheapest paid plan on the UK table
- MTD VAT and Income Tax filing included on Plus
- Accountancy service available if you outgrow the software
Cons
- The free tier carries adverts
- Live bank feeds are Plus only, lower tiers upload a CSV
- Accountant sessions are charged separately, not bundled
- No payroll in the software tiers
- CIS support not confirmed
About Crunch
Crunch sells low-cost UK bookkeeping software alongside a separate online accountancy service. The software line is what we compare here: a free forever tier supported by adverts, a low-cost Lite tier that removes them, and a Plus tier that adds a live bank-feed connection, the Luca Auto Match AI reconciliation tool, a personal tax estimator, bulk invoice import and export, and included MTD VAT and MTD for Income Tax return filing. Every tier sends unlimited invoices, tracks expenses and takes card payments through CrunchPay. Below Plus, MTD VAT filing is a small monthly add-on, and Self Assessment filing is a paid one-off on any software tier.
Crunch was founded in 2009 and is headquartered in Brighton, United Kingdom.
How Crunch compares
Side-by-side with the closest alternatives by estimated cost.
Subscription plus payroll add-on, based on the entry plan with no employees. Processing fees not included.
QuickFile
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- Entry plan
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- Users included
- Unlimited
- UK payroll
- No
- VAT/MTD
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- Bank feeds
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- Est. monthly cost
- £0/mo
ANNA Money
£0/mo est.
- Entry plan
- Free (Pay As You Go)
- Users included
- 1 (PAYG)
- UK payroll
- Limited
- VAT/MTD
- Yes
- Bank feeds
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- Est. monthly cost
- £0/mo
Pandle
£5/mo est.
- Entry plan
- £5/mo (Pro)
- Users included
- Unlimited
- UK payroll
- No
- VAT/MTD
- Yes
- Bank feeds
- Yes
- Est. monthly cost
- £5/mo
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