Crunch

UK online accountancy service with free bookkeeping software bundled, including Self Assessment on its sole trader package.

Entry plan
Free (software)
Users
1 + accountant
Payroll
Add-on (£20-30/mo)
Bank feeds
Yes

Best for

UK sole traders and limited companies who want real accountant support bundled with their software.

How much does Crunch cost per month?

Crunch plans cost from Free to £94/mo (Limited Company, +VAT) in 2026. A free plan is available (Yes). Payroll is an extra Employee payroll £20-£30+VAT/mo add-on.

Pricing breakdown

All prices in GBPLast verified 17 June 2026

Every fee we track, grouped by where it applies.

Strengths and trade-offs

Pros

  • Free bookkeeping software entry point
  • Unlimited accountant support on paid packages
  • MTD for Income Tax software included
  • Self Assessment included on the Sole Trader package

Cons

  • Paid packages cost more than pure-software rivals
  • CIS support not confirmed
  • Employee payroll is a paid add-on
  • Software is tied to the Crunch service rather than standalone

About Crunch

Crunch is a UK online accountancy service that bundles free bookkeeping software with paid accountant packages. The software is free to use, while VAT filing, Self Assessment, and unlimited accountant support come with the paid Sole Trader and Limited Company packages. MTD for Income Tax software is included, and director payroll is built into the relevant plans with employee payroll available as an add-on.

Crunch was founded in 2009 and is headquartered in Brighton, United Kingdom.

How Crunch compares

Side-by-side with the closest alternatives by estimated cost.

Subscription plus payroll add-on, based on the entry plan with no employees. Processing fees not included.

Crunch

£0/mo est.

Entry plan
Free (software)
Users included
1 + accountant
UK payroll
Yes (add-on)
VAT/MTD
Yes
Bank feeds
Yes
Est. monthly cost
£0/mo

Zoho Books

£0/mo est.

Entry plan
Free / £10 Standard
Users included
3 (Standard)
UK payroll
No (add-on)
VAT/MTD
Yes
Bank feeds
Yes (Standard)
Est. monthly cost
£0/mo

QuickFile

£0/mo est.

Entry plan
Free (under threshold)
Users included
Unlimited
UK payroll
No
VAT/MTD
Yes
Bank feeds
Add-on (£15/yr)
Est. monthly cost
£0/mo

Wave

£0/mo est.

Entry plan
Free (no MTD VAT)
Users included
1 (Free)
UK payroll
No
VAT/MTD
No
Bank feeds
Yes (Pro)
Est. monthly cost
£0/mo

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