Worldpay
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- ~£20/mo rental (included in indicative total)
- Contract length
- 18 months
- Settlement time
- Next business day
- Est. monthly cost
- —
Worldpay
Established UK payments brand with next-business-day settlement and an 18-month contract.
Best for
Established SMBs wanting a well-known brand and next-day payouts, who can commit to an 18-month term.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 18 months
Pricing breakdown
All prices in GBPSourced from provider's published pricing
Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
Rate is quote-based. Indicative monthly cost ~£40 (£20 terminal + £15 MMSC + £5 PCI).
- Monthly fee
- Get quote
Indicative figure of around £40/mo (terminal rental, MMSC and PCI combined), based on third-party reporting rather than Worldpay's own pricing page, so treat it as indicative.
- Hardware cost
- ~£20/mo rental (included in indicative total)
- Setup fee
- Contact provider
Worldpay does not mention a joining fee, and does not publish a setup fee. Ask before you sign.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
Custom negotiated; no published rates.
- Monthly fee
- Get quote
Indicative figure of around £40/mo (terminal rental, MMSC and PCI combined), based on third-party reporting rather than Worldpay's own pricing page, so treat it as indicative.
- Setup fee
- Contact provider
Worldpay does not mention a joining fee, and does not publish a setup fee. Ask before you sign.
Other fees
- Chargeback fee
- Contact provider
Reported to be in the contract detail per third-party review, but not published by Worldpay. Ask before you sign.
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
- Early termination fee
- Contact provider
An early termination fee applies per the contract, but Worldpay does not disclose the amount. Ask before you sign.
- Instant payout fee
- Contact provider
- Refund fee
- Contact provider
- PCI compliance fee
- ~£5/mo (not included)
Billed separately at around £5/mo based on third-party reporting; Worldpay does not confirm this directly, so treat it as indicative.
Contract terms
- Contract length
- 18 months
- Settlement time
- Next business day
- Recurring billing
- Yes
Recurring billing, tokenisation, and multi-currency support confirmed on worldpay.com.
How Worldpay compares
All prices in GBPSourced from provider's published pricing
Side-by-side with the closest alternatives by estimated cost.
Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.
Square
£269.25/mo est.
- In-person rate
- 1.75%
- Online rate
- 1.4% + 25p
- Monthly fee
- £0/mo (Free plan)
- Hardware cost
- Reader £19 / Stand £99 / Terminal £149 / Register £699 (excl VAT)
- Contract length
- No contract
- Settlement time
- Next business day (instant at 1.5% fee)
- Est. monthly cost
- £269.25/mo
Stripe
£253.50/mo est.
- In-person rate
- 1.4% + 10p
- Online rate
- 1.5% + 20p
- Monthly fee
- £0/mo
- Hardware cost
- WisePad 3 £49 / Reader S700 £229 (excl VAT)
- Contract length
- No contract
- Settlement time
- T+3 standard (new accounts T+7); instant at 1% min 40p
- Est. monthly cost
- £253.50/mo
Dojo
- In-person rate
- 1.2% blended
- Online rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- Purchase from £79 / rental from £15-25/mo (third-party)
- Contract length
- Fix: 12 months; Flex: 30-day rolling
- Settlement time
- Next business day by 10am
- Est. monthly cost
- —
Strengths and trade-offs
Pros
- Well-established brand with broad merchant support
- Next-business-day settlement
- Wide card acceptance including Amex
Cons
- Rates are quote-based, not transparent
- 18-month contract with early-termination fees
- PCI compliance fee billed separately at ~£5/mo
Accepted payment methods
Cards, wallets, and other methods supported by Worldpay for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
About Worldpay
Worldpay is one of the largest payment processors in the UK, serving businesses of all sizes. Transaction rates are quote-based with an indicative monthly cost of around £40 (terminal rental plus service and PCI fees). Contracts run for 18 months. Settlement arrives the next business day.
Worldpay was founded in 1989 and is headquartered in London, UK.
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