Dojo logo

Dojo

Dojo is a UK payments provider offering card machines and a POS system for hospitality and retail, with next-business-day settlement by 10am.

Best for

Established SMEs and hospitality businesses wanting next-day payouts and flexible plan options.

Portable Dojo Go smart terminal with receipt printing on WiFi and a multi-network SIM, quote-led card rates, a free software plan or a paid plan per location, and next-business-day settlement.

In-person rate
1.2% blended
Online rate
Get quote
Monthly fee
£0 (Essential) / £25 (Plus)
Contract
Fix: 12 months; Flex: 30-day rolling
Visit Dojo

Pricing breakdown

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate
1.2% blended

Re-verified 2026-07-16 at dojo.tech/pricing: Dojo now publishes an all-in 1.2% blended rate for all card transactions (annual card turnover up to £100k; custom rate above). Previously quote-only from third-party data.

Monthly fee
£0 (Essential) / £25 (Plus)

Dojo DOES publish software pricing, so this is no longer "quote". Two tiers on dojo.tech/pricing, read from a GB exit 2026-09-05: ESSENTIAL is Free per month/location, PLUS is £25 per month/location. numeric_value is 0 because Essential is the entry tier every merchant can take; Plus is the optional upgrade. 🔴 The £11.99 shown beside Plus is a PROMO, not the standard price, and the page says so in its own footnote: "*£11.99 per month/location offer is only available for new customers and new locations of existing customers from 24 August 2026". Store £25. Card hardware and processing are priced separately. This REPLACES a note carrying THIRD-PARTY figures ("Fix plan £39.99/mo, Flex £10/mo + £24.95 min monthly charge"), which named plans that do not appear on the vendor page at all: that is the fabricated-ladder class CLAUDE.md warns about, and it is why the stored value said quote while the vendor was publishing prices.

Hardware cost
Purchase from £79 / rental from £15-25/mo (third-party)
Setup fee
Contact provider

Dojo does not confirm a setup fee. Ask before you sign.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate
Get quote

Dojo does not confirm the online rate. In-person rates likely apply to card-not-present transactions too, but ask for a quote to confirm.

Monthly fee
£0 (Essential) / £25 (Plus)

Dojo DOES publish software pricing, so this is no longer "quote". Two tiers on dojo.tech/pricing, read from a GB exit 2026-09-05: ESSENTIAL is Free per month/location, PLUS is £25 per month/location. numeric_value is 0 because Essential is the entry tier every merchant can take; Plus is the optional upgrade. 🔴 The £11.99 shown beside Plus is a PROMO, not the standard price, and the page says so in its own footnote: "*£11.99 per month/location offer is only available for new customers and new locations of existing customers from 24 August 2026". Store £25. Card hardware and processing are priced separately. This REPLACES a note carrying THIRD-PARTY figures ("Fix plan £39.99/mo, Flex £10/mo + £24.95 min monthly charge"), which named plans that do not appear on the vendor page at all: that is the fabricated-ladder class CLAUDE.md warns about, and it is why the stored value said quote while the vendor was publishing prices.

Setup fee
Contact provider

Dojo does not confirm a setup fee. Ask before you sign.

Other fees

Chargeback fee
£28+VAT (est.)

Not published by Dojo. This figure comes from third-party reviews reflecting Dojo's Paymentsense heritage, so treat it as indicative.

AMEX rate
Get quote

Amex is accepted via the Dojo Go plan, but Dojo does not publish the rate. Ask for a quote.

International card surcharge
Contact provider
Early termination fee
Contact provider

Dojo's Fix plan has a 12-month lock-in; Flex is rolling monthly. Dojo does not publish the early termination fee amount. Ask before you sign.

Instant payout fee
Next-day by 10am (included)

Next-business-day by 10am 7 days a week, no extra fee stated per expertmarket review.

Refund fee
50p (est.)

Not published by Dojo. This figure comes from third-party reviews, so treat it as indicative.

PCI compliance fee
Included (non-compliance £15+VAT/mo)

Contract terms

Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Next business day by 10am
Recurring billing
Contact provider

How Dojo compares

All prices in GBPPrices checked

Side-by-side with the closest alternatives by estimated cost.

Based on £15,000/mo card volume at a £50 average transaction.

Dojo logo

Dojo

In-person rate
1.2% blended
Online rate
Get quote
Monthly fee
£0 (Essential) / £25 (Plus)
Hardware cost
Purchase from £79 / rental from £15-25/mo (third-party)
Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Next business day by 10am
Est. monthly cost
—
Visit Dojo
Square logo

Square

£262.50/mo est.

In-person rate
1.75%
Online rate
1.4% + 25p
Monthly fee
£0/mo (Free plan)
Hardware cost
Reader £19 / Stand £99 / Terminal £149 / Register £699 (excl VAT)
Contract length
No contract
Settlement time
Next business day (instant at 1.5% fee)
Est. monthly cost
£262.50/mo
Stripe logo

Stripe

£240/mo est.

In-person rate
1.4% + 10p
Online rate
1.5% + 20p
Monthly fee
£0/mo
Hardware cost
WisePad 3 £49 / Reader S700 £229 (excl VAT)
Contract length
No contract
Settlement time
T+3 standard (new accounts T+7); instant at 1% min 40p
Est. monthly cost
£240/mo
Zettle (PayPal Point of Sale) logo

Zettle (PayPal Point of Sale)

£262.50/mo est.

In-person rate
1.75%
Online rate
2.5%
Monthly fee
£0/mo
Hardware cost
First reader £29 / extra £69 (excl VAT)
Contract length
No contract
Settlement time
Minutes to PayPal balance (new accounts); 1-2 business days (legacy); no weekend deposits
Est. monthly cost
£262.50/mo

Strengths and trade-offs

Pros

  • Next-business-day settlement by 10am
  • Amex acceptance on Go plan
  • PCI compliance included
  • Free Essential software plan, with a published all-in card rate below £100k turnover

Cons

  • Online, Amex and above-£100k card rates are quote-only
  • The lower fixed rate requires a 12-month commitment
  • Chargeback and refund fees apply

Accepted payment methods

Cards, wallets, and other methods supported by Dojo for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Other

  • international-cards

About Dojo

Dojo is a UK-built payments platform targeting hospitality, retail, and SMEs. It publishes two software plans, a free Essential tier and a paid Plus tier priced per location, and an all-in blended card rate for businesses under £100,000 of annual card turnover, with a custom rate above that. Hardware is available to purchase or rent, and settlement arrives by 10am the next business day. The online and Amex rates, the per-transaction fee, the setup fee and the early termination fee are not published and come by quote.

Dojo was founded in 2019 and is headquartered in London, UK.

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