Dojo logo

Dojo

Payments platform for UK hospitality and retail with next-business-day settlement by 10am.

Best for

Established SMEs and hospitality businesses wanting next-day payouts and flexible plan options.

In-person rate
1.2% blended
Online rate
Get quote
Monthly fee
Get quote
Contract
Fix: 12 months; Flex: 30-day rolling
Visit Dojo
Compare all card machines

Pricing breakdown

All prices in GBPPrices checked

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate
1.2% blended

Re-verified 2026-07-16 at dojo.tech/pricing: Dojo now publishes an all-in 1.2% blended rate for all card transactions (annual card turnover up to £100k; custom rate above). Previously quote-only from third-party data.

Monthly fee
Get quote

Fix plan £39.99/mo all-in (<=£3,999/mo); Flex £10/mo + £24.95 min monthly charge (third-party data).

Hardware cost
Purchase from £79 / rental from £15-25/mo (third-party)
Setup fee
Contact provider

Dojo does not confirm a setup fee. Ask before you sign.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate
Get quote

Dojo does not confirm the online rate. In-person rates likely apply to card-not-present transactions too, but ask for a quote to confirm.

Monthly fee
Get quote

Fix plan £39.99/mo all-in (<=£3,999/mo); Flex £10/mo + £24.95 min monthly charge (third-party data).

Setup fee
Contact provider

Dojo does not confirm a setup fee. Ask before you sign.

Other fees

Chargeback fee
£28+VAT (est.)

Not published by Dojo. This figure comes from third-party reviews reflecting Dojo's Paymentsense heritage, so treat it as indicative.

AMEX rate
Get quote

Amex is accepted via the Dojo Go plan, but Dojo does not publish the rate. Ask for a quote.

International card surcharge
Contact provider
Early termination fee
Contact provider

Dojo's Fix plan has a 12-month lock-in; Flex is rolling monthly. Dojo does not publish the early termination fee amount. Ask before you sign.

Instant payout fee
Next-day by 10am (included)

Next-business-day by 10am 7 days a week, no extra fee stated per expertmarket review.

Refund fee
50p (est.)

Not published by Dojo. This figure comes from third-party reviews, so treat it as indicative.

PCI compliance fee
Included (non-compliance £15+VAT/mo)

Contract terms

Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Next business day by 10am
Recurring billing
Contact provider

How Dojo compares

All prices in GBPPrices checked

Side-by-side with the closest alternatives by estimated cost.

Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.

Dojo logo

Dojo

In-person rate
1.2% blended
Online rate
Get quote
Monthly fee
Get quote
Hardware cost
Purchase from £79 / rental from £15-25/mo (third-party)
Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Next business day by 10am
Est. monthly cost
Visit Dojo
Square logo

Square

£269.25/mo est.

In-person rate
1.75%
Online rate
1.4% + 25p
Monthly fee
£0/mo (Free plan)
Hardware cost
Reader £19 / Stand £99 / Terminal £149 / Register £699 (excl VAT)
Contract length
No contract
Settlement time
Next business day (instant at 1.5% fee)
Est. monthly cost
£269.25/mo
Stripe logo

Stripe

£253.50/mo est.

In-person rate
1.4% + 10p
Online rate
1.5% + 20p
Monthly fee
£0/mo
Hardware cost
WisePad 3 £49 / Reader S700 £229 (excl VAT)
Contract length
No contract
Settlement time
T+3 standard (new accounts T+7); instant at 1% min 40p
Est. monthly cost
£253.50/mo
Zettle (PayPal Point of Sale) logo

Zettle (PayPal Point of Sale)

£296.25/mo est.

In-person rate
1.75%
Online rate
2.5%
Monthly fee
£0/mo
Hardware cost
First reader £29 / extra £69 (excl VAT)
Contract length
No contract
Settlement time
Minutes to PayPal balance (new accounts); 1-2 business days (legacy); no weekend deposits
Est. monthly cost
£296.25/mo

Strengths and trade-offs

Pros

  • Next-business-day settlement by 10am
  • Amex acceptance on Go plan
  • PCI compliance included
  • Fix plan bundles a flat monthly fee

Cons

  • Pricing is quote-based, not published on the website
  • Fix plan requires 12-month commitment
  • Chargeback and refund fees apply

Accepted payment methods

Cards, wallets, and other methods supported by Dojo for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Other

  • international-cards

About Dojo

Dojo is a UK-built payments platform targeting hospitality, retail, and SMEs. It offers both a flexible Flex plan and an all-in Fix plan, with hardware available to purchase or rent. Settlement arrives by 10am the next business day. Pricing is quote-based; indicative figures are published by third-party review sites.

Dojo was founded in 2019 and is headquartered in London, UK.

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