Takepayments
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- Included in plan (via local consultant)
- Contract length
- 12 months
- Settlement time
- Next working day
- Est. monthly cost
- —
Takepayments
Takepayments is a UK merchant account provider offering card machines and a POS system, with local consultant support and quote-based pricing.
Best for
SMBs wanting a dedicated merchant account with personalised local support.
Quote-based card machines on a dedicated merchant account, from a Bluetooth reader to countertop and smart terminals, arranged by a local payment consultant on a fixed-term contract.
- In-person rate
- Get quote
- Online rate
- Get quote
- Monthly fee
- Get quote
- Contract
- 12 months
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
In-person terminal and tap-to-pay transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Hardware cost
- Included in plan (via local consultant)
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Get quote
- Monthly fee
- Get quote
- Setup fee
- Free
Confirmed: no setup fee on takepayments.com.
Other fees
- Chargeback fee
- Contact provider
- AMEX rate
- Get quote
Amex accepted; rate via quote only.
- International card surcharge
- Contact provider
- Early termination fee
- Contact provider
takepayments does not publish an early termination fee. Ask before you sign.
- Instant payout fee
- Contact provider
- Refund fee
- Contact provider
- PCI compliance fee
- Assistance available (fee not published)
Contract terms
- Contract length
- 12 months
- Settlement time
- Next working day
- Recurring billing
- Contact provider
How Takepayments compares
All prices in GBPPrices checked
Side-by-side with the closest alternatives by estimated cost.
Based on £15,000/mo card volume at a £50 average transaction.
Square
£262.50/mo est.
- In-person rate
- 1.75%
- Online rate
- 1.4% + 25p
- Monthly fee
- £0/mo (Free plan)
- Hardware cost
- Reader £19 / Stand £99 / Terminal £149 / Register £699 (excl VAT)
- Contract length
- No contract
- Settlement time
- Next business day (instant at 1.5% fee)
- Est. monthly cost
- £262.50/mo
Stripe
£240/mo est.
- In-person rate
- 1.4% + 10p
- Online rate
- 1.5% + 20p
- Monthly fee
- £0/mo
- Hardware cost
- WisePad 3 £49 / Reader S700 £229 (excl VAT)
- Contract length
- No contract
- Settlement time
- T+3 standard (new accounts T+7); instant at 1% min 40p
- Est. monthly cost
- £240/mo
Dojo
- In-person rate
- 1.2% blended
- Online rate
- Get quote
- Monthly fee
- £0 (Essential) / £25 (Plus)
- Hardware cost
- Purchase from £79 / rental from £15-25/mo (third-party)
- Contract length
- Fix: 12 months; Flex: 30-day rolling
- Settlement time
- Next business day by 10am
- Est. monthly cost
- —
Consultant-priced counter tills and handheld EPOS for retail and hospitality, with table management, card processing quoted on your turnover, and a local account manager on a fixed-term contract.
- Software/mo
- Quote (consultant-priced)
- Processing
- Quote
- Hardware
- tPOS Counter / Complete (included in monthly); eposmove handheld
- Contract
- 12 months
Pricing breakdown
Every fee we track, grouped by where it applies.
Contract terms
- Contract length
- 12 months
How Takepayments compares
All prices in GBPPrices checked
Side-by-side with the closest alternatives by estimated cost.
Based on £20,000/mo card volume (software plus processing; hardware excluded).
Takepayments
- Software/mo
- Quote (consultant-priced)
- Processing rate
- Quote
- Hardware
- tPOS Counter / Complete (included in monthly); eposmove handheld
- Contract
- 12 months
- Industry
- Both
- Est. monthly cost
- —
Square
£350/mo est.
- Software/mo
- £0/mo (Plus tiers £49-69)
- Processing rate
- 1.75%
- Hardware
- Reader £19 / Stand £99 / Terminal £149 / Register £699
- Contract
- No lock-in
- Industry
- Both
- Est. monthly cost
- £350/mo
Dojo
£240/mo est.
- Software/mo
- £0 (Essential) / £25 (Plus)
- Processing rate
- 1.2%
- Hardware
- Purchase from £79 / rental £15-25/mo
- Contract
- 30-day rolling or 12mo
- Industry
- Both (integrated payments)
- Est. monthly cost
- £240/mo
Zettle (PayPal Point of Sale)
£350/mo est.
- Software/mo
- £0/mo
- Processing rate
- 1.75% flat
- Hardware
- First reader £29 / extra £69 / Terminal ~£149
- Contract
- No lock-in
- Industry
- Retail (light hospitality)
- Est. monthly cost
- £350/mo
Strengths and trade-offs
Pros
- Dedicated local sales consultant
- No setup fee
- Next-working-day settlement
- Accepts Amex
Cons
- No published pricing, quote only
- 12-month contract required
- PCI assistance amount not published
Accepted payment methods
Cards, wallets, and other methods supported by Takepayments for UK merchants.
Cards
- Visa
- Mastercard
- AMEX
- maestro
Digital wallets
- Apple Pay
- Google Pay
Other
- international-cards
About Takepayments
Takepayments is a UK-based card machine provider offering dedicated merchant accounts backed by local consultant support. All pricing is customised via quote; no public rates are published. Contracts run for 12 months. Cards accepted include Visa, Mastercard, Maestro, and Amex.
Takepayments was founded in 2008 and is headquartered in Manchester, UK.
We may earn a commission when you click through to a provider. Any offer shown is the provider’s own, and we check each one before it appears. Neither ever affects ranking or data shown. Read our terms.
Work at Takepayments? Claim this listing
Compare Takepayments
Compare Takepayments against every other UK provider on price, contract terms, and features.