Takepayments logo

Takepayments

UK merchant account provider with local consultant support and quote-based pricing.

Best for

SMBs wanting a dedicated merchant account with personalised local support.

In-person rate
Get quote
Online rate
Get quote
Monthly fee
Get quote
Contract
12 months
Visit Takepayments
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Pricing breakdown

All prices in GBPPrices checked

Every fee we track, grouped by where it applies.

In-person payments

In-person terminal and tap-to-pay transactions.

Transaction rate
Get quote
Monthly fee
Get quote
Hardware cost
Included in plan (via local consultant)
Setup fee
Free

Confirmed: no setup fee on takepayments.com.

Online payments

Online checkout and keyed-in card transactions.

Transaction rate
Get quote
Monthly fee
Get quote
Setup fee
Free

Confirmed: no setup fee on takepayments.com.

Other fees

Chargeback fee
Contact provider
AMEX rate
Get quote

Amex accepted; rate via quote only.

International card surcharge
Contact provider
Early termination fee
Contact provider

takepayments does not publish an early termination fee. Ask before you sign.

Instant payout fee
Contact provider
Refund fee
Contact provider
PCI compliance fee
Assistance available (fee not published)

Contract terms

Contract length
12 months
Settlement time
Next working day
Recurring billing
Contact provider

How Takepayments compares

All prices in GBPPrices checked

Side-by-side with the closest alternatives by estimated cost.

Assumes £15,000/mo volume, £50 average transaction, 70% in-person and 30% online.

Compare all providers
Takepayments logo

Takepayments

In-person rate
Get quote
Online rate
Get quote
Monthly fee
Get quote
Hardware cost
Included in plan (via local consultant)
Contract length
12 months
Settlement time
Next working day
Est. monthly cost
—
Visit Takepayments
Square logo

Square

£269.25/mo est.

In-person rate
1.75%
Online rate
1.4% + 25p
Monthly fee
£0/mo (Free plan)
Hardware cost
Reader £19 / Stand £99 / Terminal £149 / Register £699 (excl VAT)
Contract length
No contract
Settlement time
Next business day (instant at 1.5% fee)
Est. monthly cost
£269.25/mo
View details
Stripe logo

Stripe

£253.50/mo est.

In-person rate
1.4% + 10p
Online rate
1.5% + 20p
Monthly fee
£0/mo
Hardware cost
WisePad 3 £49 / Reader S700 £229 (excl VAT)
Contract length
No contract
Settlement time
T+3 standard (new accounts T+7); instant at 1% min 40p
Est. monthly cost
£253.50/mo
View details
Dojo logo

Dojo

In-person rate
1.2% blended
Online rate
Get quote
Monthly fee
Get quote
Hardware cost
Purchase from £79 / rental from £15-25/mo (third-party)
Contract length
Fix: 12 months; Flex: 30-day rolling
Settlement time
Next business day by 10am
Est. monthly cost
—
View details

Strengths and trade-offs

Pros

  • Dedicated local sales consultant
  • No setup fee
  • Next-working-day settlement
  • Accepts Amex

Cons

  • No published pricing, quote only
  • 12-month contract required
  • PCI assistance amount not published

Accepted payment methods

Cards, wallets, and other methods supported by Takepayments for UK merchants.

Cards

  • Visa
  • Mastercard
  • AMEX
  • maestro

Digital wallets

  • Apple Pay
  • Google Pay

Other

  • international-cards

About Takepayments

Takepayments is a UK-based card machine provider offering dedicated merchant accounts backed by local consultant support. All pricing is customised via quote; no public rates are published. Contracts run for 12 months. Cards accepted include Visa, Mastercard, Maestro, and Amex.

Takepayments was founded in 2008 and is headquartered in Manchester, UK.

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